Terms of Use

Use of and access to this site is subject to the following terms and conditions:

SMGs’ website provides general information on a range of products and services. The purpose of this information is to inform. It is not intended as solutions on any specific problem or any particular situation. Therefore, it must not be relied upon because SMG  does not guarantee the accuracy, reliability, or currency of this information. In addition, SMG  recommends you seek professional advice before acting or relying upon any information provided in this site.

SMG is not responsible for and has no knowledge of the contents of the links to any vendor or other sites. These links are intended to facilitate the ease for users. Hence, visitors to this site may use any information on this site, and any other linked sites, at their own risk. SMG will not be liable for damages of any kind, including direct, consequential (including loss of profits, business or data) or special damages, which may arise out of or result from reliance on or use of this information. SMG does not endorse, or accept any liability to any person for, the content and the use of the information or services provided on this site or on linked sites.

SMG disclaims any warranties or representations as to the accuracy or completeness of the contents of this site, and any implied warranties of merchantability or fitness for a particular purpose.

Links from external websites to SMGs’ website are only permitted with our express written permission.